pp_dream 2015-10-21 23:57
Today’s college graduates might not retire till age 75
A perfect storm of rising rents, student loan debt and a genuine fear of investing have driven the retirement age for new college graduates up to 75, new research from NerdWallet shows. That’s more than a decade later than the average retirement age of 62.
NerdWallet started predicting the retirement age for college graduates in 2013. At the time, graduates could expect to retire by age 73. Much has changed in the last couple of years, however, including an 11% surge nationwide in the cost of rent and a $5,500 increase in the amount of debt students carry after graduation ($35,051 in 2015 vs. $29,400 in 2014). Rising expenses wouldn’t be too much of a concern if it weren’t for the fact that, like workers in other generations, millennials’ wages have remained pretty stagnant over the same time period (they earned an average $45,478 in 2014, the latest year data is available, compared with $44,259 in 2012).
Overall, rising expenses could amount to $684,474 in lost retirement savings for 2015 grads, up from $560,657 for the class of 2012.
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read:
[url]http://finance.yahoo.com/news/today-s-college-graduates-might-not-retire-till-age-75-131755426.html[/url]
pp_dream 2015-10-21 23:57
75岁！
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:funk:
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